No matter how bad your credit is, it can always be improved -- and Credit Repair shows you how to do it today! Bad credit can damage your chances of qualifying for credit cards or a mortgage and it can even get in the way of renting a home. In this helpful, clear-cut book, personal finance and credit experts Robin Leonard and Deanne Loonin show you how to:

• avoid overspending
• establish a realistic budget
• get out of debt
• build a financial cushion
• read and understand your credit report, and get errors fixed
• take action against a credit bureau that does not remove incorrect data
• get positive information added to your credit history
• negotiate with creditors
• get and maintain good credit

Credit Repair features:

• sample credit reports from the three major credit bureaus
• a Resource Appendix showing where to go for additional help
• text of the Federal Fair Credit Reporting Act
• text of state credit reporting laws that provide additional protections
• 30 forms and form letters, as tear-outs and on CD-ROM, to make repairing your credit as easy as 1-2-3

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