With up-to-the-minute information . . . And an all-new preface by the author! Out of the red . . .• Do this month’s bills pile up before you’ve paid last month’s?• Do you regularly receive past-due notices?• Do you get letters threatening legal ...
e past-due notices? • Do you get letters threatening legal action if immediate payment is not made? • Do the total amounts of your revolving charge accounts keep rising?
Into the black . . .
Whether you are currently in debt or fear you’re falling into debt, you are not alone. Sixty million Americans--from doctors to secretaries, from executives to the unemployed--face the same problem and live under the same daily stress. Based on the proven techniques of the national Debtors Anonymous program, here is the first complete, step-by-step guide to getting out of debt once and for all. You’ll learn:
• How to recognize the warning signs of serious debt • How to negotiate with angry creditors, collection agencies, and the IRS • How to design a realistic and painless pay-back schedule • How to identify your spending blind spots • How to cope with the anxiety and daily pressures of owing money • Plus the three cardinal rules for staying out of debt forever, and much more!
This book is neither sponsored nor endorsed by Debtors Anonymous. A recovered debtor, the author is intimately familiar with the success of the Debtors Anonymous program.