In this program, Freda Miriklis, shares her top three tips to help manage personal finances. We can all take more control of our finances - even if we don't earn a lot of money.
It comes down to understanding our expenses and making informed decisions. Freda Miriklis defines good debt, bad debt and outlines a practical approach to savings and expenditure.
This program will help us to evaluate our essential needs and determine the right time to spend money on non-essentials.
~ 1. Attitude to money
~ 2. Knowing credit card interest rate
~ 3. The importance of doing a budget
~ 4. The need to save
~ 5. The trap of spending beyond means
~ 6. Good debt vs. bad debt
~ 7. Short term needs vs. long term needs
~ 8. Always ask questions of friends and financial advisors